16 Apr Understanding the basics of title insurance
What Is Title Insurance and Why Do You Need It?
Buying a home is one of the biggest investments you’ll ever make. Whether you’re a first-time homebuyer or a seasoned real estate investor, protecting your property is important—and that’s where title insurance comes in.
What Is Title Insurance?
Title insurance is a type of protection that covers you against problems with the title (or ownership) of a property. Before a home is sold, a title company like Access Title & Escrow will run a title search to make sure there are no legal issues—like unpaid taxes, hidden liens, or claims from previous owners.
But sometimes, things get missed. That’s where title insurance helps.
Why Does Title Insurance Matter?
Even with a thorough title search, unexpected issues can come up after closing. Without title insurance, these issues could cost you thousands—or even your home.
Here are a few examples of what title insurance can protect you from:
- Unknown heirs claiming ownership
- Mistakes in public records
- Forged documents or fraud
- Unpaid property taxes or liens from previous owners
One-Time Cost. Long-Term Protection.
The best part? Title insurance is a one-time cost paid at closing. It gives you peace of mind knowing your ownership rights are protected for as long as you own the home.
Trust Access Title & Escrow
In simple terms, f you’re buying a home, title insurance is your safety net. It protects you from unexpected issues—like unpaid debts or disputes over ownership—that could put your property at risk. It’s a one-time cost that ensures your investment is legally yours, with no hidden surprises.
At Access Title & Escrow, we make sure your closing is smooth and your title is secure—so you can focus on enjoying your new home. We help buyers, sellers, and lenders navigate the title and closing process with confidence. Our experienced team is here to answer your questions and make sure your investment is protected from start to finish.
Have questions about title services? Contact us today or visit our office in Tullahoma, Winchester, McMinnville, or Lewisburg.